州和联邦资源

国家资源

State of Illinois Monetary Award Program (MAP)
The MAP is awarded by the Illinois Student Assistance Commission (ISAC) and is designed to pay tuition and basic fees at JWCC for Illinois students (地图的资格). Students should also be aware of their 权利与责任 concerning MAP.

Students eligible for MAP as a result of lifting the 75 hour limit (effective January 1, 2020, 作为RISE法案的结果), and whose financial aid awards are repackaged, will be informed of any change in their eligibility status by the college, 包括预计的奖励金额.

On June 21, 2019, the Retention of Illinois Students & Equity (RISE) Act was signed into law, with an effective date of January 1, 2020.  The Act provides that “a student who is an Illinois resident and who is not otherwise eligible for federal financial aid, 包括, 但不限于, a transgender student who is disqualified for failure to register for selective service or a noncitizen student who has not obtained lawful permanent resident, shall be eligible for state financial aid and benefits”.

To accommodate 增加行动 eligible students, ISAC is creating an Illinois specific online application for MAP.  Check the following link for any updates concerning the 增加行动 and the application process.  增加行动

23-24权利和责任

联邦资源

联邦学生资助  allows you to file the Free Application for 联邦学生资助 (FAFSA), 管理贷款, 并了解援助的可用性.

请查看JWCC 权利与责任

联邦佩尔助学金
This grant is designed to help pay college-related expenses. The exact dollar award is determined by the student’s class load and the Expected Family Contribution (EFC) as calculated by the federal government.

联邦勤工俭学
As a campus-based program, FWS is awarded through the Office of 金融援助. Job Application process is coordinated through the Office of Human Resources. Students who participate generally work 8 hours per week and are paid every two weeks. The actual FWS award is based on demonstrated financial need.

Federal Supplemental Educational Opportunity Grant (FSEOG)
As a campus-based program, the SEOG is awarded to students who have exceptional financial need. SEOG awards depend on the amount of funds available.

联邦斯塔福德直接贷款计划
This loan program allows students to borrow money for educational expenses. The interest rate is variable and may change on July 1 of each year. Repayment of principal need not begin until six months after the student either graduates or ceases to be enrolled at least half-time (minimum of six credits per term).

To apply for either the subsidized or unsubsidized Federal Stafford Loan, 学生必须首先完成 FAFSA (Free Application for 联邦学生资助).  Students will need to complete the JWCC  学生贷款申请表格.  As a new borrower you will also need to complete entrance counseling and a master promissory note which is completed on the 联邦学生资助 页面.

The combined amount that dependent students may borrow from both the subsidized and unsubsidized loan programs is $5,500 /年(2美元,750/semester) for freshmen (0-27 earned hours) and $6,500 /年(3美元,250/semester) for sophomores (28+ earned hours). These amounts may vary based on the amounts of other financial aid and the amount of credit hours the student is taking.

The combined amount that independent students may borrow from both the subsidized and unsubsidized loan programs is $9,500 /年(4美元,750/semester) for freshmen (0-27 earned hours) and $10,500 /年(5美元,250/semester) for sophomores (28+ earned hours). These amounts may vary based on the amounts of other financial aid and the amount of credit hours the student is taking.

The maximum for subsidized loans cannot exceed $3,500 /年(1美元,750美元/学期)，外加4美元,500 /年(2美元,250元/学期).

Students may not exceed the federal aggregate (maximum) loan limits.

Since all loans must be repaid, students are urged to approach borrowing with extreme caution. The Federal Stafford Loan program provides an excellent means of obtaining needed funds for educational expenses, but these funds become a debt which must be included in the borrower’s future financial planning.

Federal Stafford PLUS Direct Loan Program (PLUS)
PLUS loans are available to parents of dependent students who are enrolled at least half-time. Repayment begins within 60 days of signing a promissory note unless the parent opts to have repayment deferred while the student for whom the parent borrowed is enrolled at least half-time and for an additional six months after that student is no longer enrolled at least half-time. Completion of the FAFSA is required before a PLUS loan can be processed.  父母 will need to complete the JWCC 家长PLUS贷款申请 和主本票步骤. If the parent’s credit check is approved, the PLUS loan amount may go up to the student’s cost of attendance minus all other financial aid.  如果信用检查被拒绝, the student will then have the option to receive an additional unsubsidized loan (up to $2000/semester or $4000/year).